LIC ADO Exam Guide 2026
LIC ADO 2026 notification updates and complete exam guide. Check exam dates, vacancies, eligibility criteria, selection process, syllabus, and application details.
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📊 LIC ADO Exam Overview
| Name of the Organisation | Life Insurance Corporation of India |
|---|---|
| Post | Apprentice Development Officer |
| Selection Process | Prelims, Mains, Interview and Medical Test |
| LIC ADO Prelims Exam | Number of Questions Marks: 100 MCQs of 70 Marks |
| Duration - 1 Hour | |
| LIC ADO Mains Exam | Number of Questions Marks: 160 Questions of 160 Marks |
| Duration - 2 Hours | |
| Date of Examination | Yet to be announced |
| Official Website | www.licindia.in |
📊 Exam Pattern & Marking Scheme
| Section | Number of questions | Marks | Time |
|---|---|---|---|
| Reasoning Ability | 35 | 35 | 20 Minutes |
| Numerical Ability | 35 | 35 | 20 Minutes |
| English | 30 | 30 | 20 Minutes |
| Total | 100 | 70 | 60 Minutes |
📊 Exam Pattern & Marking Scheme
| Section | Number of questions | Marks | Time Duration |
|---|---|---|---|
| Reasoning Ability & Numerical Ability | 50 | 50 | 120 Minutes |
| General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary | 50 | 50 | |
| Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Services | 60 | 60 | |
| Total | 160 | 160 | 2 Hours |
📊 Exam Pattern & Marking Scheme
| Section | Number of Questions | Marks | Time Duration |
|---|---|---|---|
| Reasoning Ability & Numerical Ability | 20 | 20 | 120 Minutes |
| General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary | 20 | 20 | |
| For LIC Agent - Elements of Insurance and Marketing of Insurance. | 60 | 120 | |
| For LIC Employee - Practice and Principle of Insurance Marketing | |||
| Total | 100 | 160 | 2 Hours |
📊 Exam Pattern & Marking Scheme
| Subject | Syllabus Topics |
|---|---|
| Reasoning | Puzzles |
| Seating Arrangement | |
| Inequalities , Direction Test | |
| Blood Relation , Syllogism | |
| Input-Output | |
| Analogy | |
| Ranking | |
| Alphanumeric series | |
| - | Coding-Decoding |
| Logical Reasoning Topic | |
| Data Sufficiency |
📊 Exam Pattern & Marking Scheme
| Subject | Syllabus Topics |
|---|---|
| Numerical Ability | Ratio & Proportion |
| Mensuration | |
| Percentage | |
| Average | |
| Speed | |
| Time and Distance | |
| Time and Work | |
| Permutation and Combination | |
| Mixture and Alligation | |
| Data Interpretation | |
| Probability | |
| Stocks and Shares | |
| Simplification and Approximation | |
| Quadratic Equations | |
| Inequalities | |
| Number Series | |
| Upstream and Downstream | |
| Pipe and Cistern | |
| Data Sufficiency | |
| Partnership | |
| Profit and Loss | |
| Simple and Compound Interest |
📊 Exam Pattern & Marking Scheme
| Subject | Syllabus Topics |
|---|---|
| English Language | Reading Comprehension |
| Grammar | |
| Cloze Test | |
| Para jumbles | |
| Fill in the blanks | |
| Error Spotting | |
| Paragraph Completion | |
| Sentence Improvement | |
| - | Vocabulary-based questions Word Usage |
📊 Exam Pattern & Marking Scheme
| Subject | Topics |
|---|---|
| Numerical Ability | Simplification & Approximation |
| Number Series | |
| Inequality (Quadratic & Quantity-based) | |
| Partnership | |
| Ratio & Proportion | |
| Percentage | |
| Mixtures & Allegations | |
| Average & Ages | |
| Time and Work | |
| Pipe and Cistern | |
| Simple Interest & Compound Interest | |
| Time & Distance | |
| Boat & Stream | |
| Permutation, Combination & Probability | |
| Mensuration (2D & 3D) | |
| Data Interpretation (Bar, Line, Pie, Mixed, Missing, Arithmetic, Caselet) | |
| Data Sufficiency |
📊 Exam Pattern & Marking Scheme
| Subject | Topics |
|---|---|
| Reasoning Ability | Puzzle |
| Direction Sense | |
| Syllogism | |
| Seating Arrangement | |
| Input-Output | |
| Blood Relation | |
| Data Sufficiency | |
| Coding-Decoding | |
| Inequalities | |
| Logical Reasoning (Passage Inference, Statement & Assumption, Statement & Conclusion, Argument, Cause & Effect) |
📊 Exam Pattern & Marking Scheme
| Subject | Syllabus |
|---|---|
| General Knowledge & Current Affairs | Current affairs of National & International news |
| Indian Current Events | |
| Banking Awareness | |
| General Science | |
| General Knowledge | |
| Sports | |
| Banking and Finacial Awareness | |
| Budget and Five-Year Plans | |
| Principles of Insurance | |
| Current events from Sports | |
| Awards and Honors , Science – Inventions and Discoveries | |
| Countries, Capitals, and Currencies | |
| History of India | |
| Indian Economics | |
| Indian Constitution | |
| Indian Politics |
📊 Exam Pattern & Marking Scheme
| Subject | Syllabus Topics |
|---|---|
| Financial Awareness | Indian Financial Market |
| Capital markets and the government | |
| Stock markets and Bond markets | |
| Money markets and their role in the financial system | |
| Mutual Funds | |
| Insurance Industry | |
| Regulatory Agencies | |
| Derivatives markets | |
| Private investing | |
| Primary markets | |
| Secondary markets | |
| Study of the foreign exchange interbank market | |
| Special Statutes for Certain Financial Intermediaries | |
| Establishment of FSDC | |
| Financial Stability and Development Council |
📊 Exam Pattern & Marking Scheme
| Subjects | Syllabus Topics |
|---|---|
| Insurance Marketing Awareness | Introduction and History of Life Insurance |
| History of General Insurance | |
| Types of Insurance | |
| Indian Insurance Market | |
| Insurance Current Affairs | |
| Insurance Ombudsman | |
| Bancassurance and Current insurance schemes | |
| ULIP (Unit Linked Insurance Plan Public) | |
| Sector Insurance Companies | |
| Glossary of Insurance Terms | |
| Private Sector Insurance Companies. | |
| Employment State Insurance Scheme (ESI) | |
| Abbreviations related to the Insurance Industry | |
| Other important topics related to Insurance Awareness | |
| Schemes related to Insurance | |
| - | Insurance products |
| IRDAI regulations |
📊 If you are already preparing for LIC ADO, you should also check articles related to other Insurance Exams below:
| LIC AAO | ESIC UDC | LIC HFL |
|---|---|---|
| LIC Assistant | NIACL AO Exam | NIACL Assistant |
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❓ Frequently Asked Questions
Q1.Is there negative marking in LIC ADO exam?
Yes, 0.25 marks are deducted for each incorrect answer.
Q2.Is English qualifying in LIC ADO prelims exam ?
Yes, marks are not counted in the merit list.
Q3.What is the difficulty level of LIC ADO exam?
The exam is considered moderate compared to other insurance recruitment exams.
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