📜 Terms of Service

1. Acceptance of Terms

Welcome to CurrentAffairs360 ("we," "our," "us," or the "Platform"). By accessing or using our website at www.currentaffairs360.com (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

These Terms constitute a legally binding agreement between you and CurrentAffairs360. We reserve the right to modify these Terms at any time. Your continued use of the Service after any changes indicates your acceptance of the new Terms.

2. Description of Service

CurrentAffairs360 is a free educational platform that provides:

• Daily current affairs quizzes and MCQ tests
• Educational articles and blog posts on current events
• Study materials for competitive examinations (UPSC, SSC, Banking, Railways, etc.)
• Performance tracking and analytics
• Bilingual content in Hindi and English

All services are provided free of charge. We reserve the right to modify, suspend, or discontinue any part of the Service at any time without prior notice.

3. User Eligibility

By using our Service, you represent and warrant that:

• You are at least 13 years of age
• If you are under 18, you have obtained parental or guardian consent
• You have the legal capacity to enter into these Terms
• You will comply with all applicable laws and regulations
• All information you provide is accurate and truthful

4. User Accounts

4.1 Account Creation

To access certain features, you may need to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information to keep it accurate
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

4.2 Account Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms, fraudulent activity, or any other reason we deem appropriate. You may also delete your account at any time by contacting us.

5. Acceptable Use Policy

You agree NOT to:

• Use the Service for any illegal or unauthorized purpose
• Violate any laws, regulations, or third-party rights
• Transmit viruses, malware, or any harmful code
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service or servers
• Use automated systems (bots, scrapers) without permission
• Copy, reproduce, or distribute our content without authorization
• Impersonate any person or entity
• Harass, abuse, or harm other users
• Post spam, advertisements, or promotional content
• Collect or harvest user information
• Reverse engineer or decompile any part of the Service

6. Intellectual Property Rights

6.1 Our Content

All content on CurrentAffairs360, including but not limited to text, graphics, logos, images, quizzes, articles, software, and compilation of content (collectively, "Content"), is the property of CurrentAffairs360 or its content suppliers and is protected by Indian and international copyright, trademark, and other intellectual property laws.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to:

• Access and use the Service for personal, non-commercial educational purposes
• View and print Content for personal study

You may NOT:

• Reproduce, distribute, or publicly display our Content
• Modify, adapt, or create derivative works
• Use Content for commercial purposes
• Remove copyright or proprietary notices

6.3 User-Generated Content

If you submit any content (comments, feedback, suggestions), you grant us a worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, and distribute such content in any media.

7. Educational Disclaimer

CurrentAffairs360 provides educational content for informational purposes only. While we strive for accuracy:

• We do not guarantee the accuracy, completeness, or timeliness of any content
• Content should not be considered as official exam preparation material
• We are not responsible for exam results or outcomes
• Users should verify information from official sources
• We do not provide professional advice (legal, financial, medical, etc.)

8. Third-Party Links and Services

Our Service may contain links to third-party websites, services, or advertisements. We do not control, endorse, or assume responsibility for any third-party content, products, or services. Your interactions with third parties are solely between you and the third party.

We use third-party services including:

• Google AdSense for advertisements
• Google Analytics for website analytics
• Firebase for authentication and data storage

9. Advertising

Our Service displays advertisements through Google AdSense and other advertising partners. We do not control the content of advertisements. Advertisers are responsible for ensuring their ads comply with applicable laws. We are not liable for any damages arising from advertisements or interactions with advertisers.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability, fitness for a particular purpose, or non-infringement
• Warranties that the Service will be uninterrupted, secure, or error-free
• Warranties regarding the accuracy or reliability of content
• Warranties that defects will be corrected

Your use of the Service is at your sole risk. We do not warrant that the Service will meet your requirements or expectations.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CURRENTAFFAIRS360, ITS FOUNDERS, EMPLOYEES, PARTNERS, AND AFFILIATES SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or use
• Business interruption or loss of goodwill
• Damages arising from your use or inability to use the Service
• Damages arising from unauthorized access to your data
• Damages arising from third-party content or conduct

Our total liability for any claims shall not exceed ₹1,000 (One Thousand Indian Rupees) or the amount you paid us in the last 12 months (whichever is greater). Since our Service is free, this effectively limits our liability to ₹1,000.

12. Indemnification

You agree to indemnify, defend, and hold harmless CurrentAffairs360, its founders, employees, partners, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising from:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any rights of third parties
• Your violation of applicable laws or regulations
• Any content you submit or transmit

13. Privacy and Data Protection

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

14. Copyright Infringement Claims (DMCA)

We respect intellectual property rights. If you believe any content on our Service infringes your copyright, please contact us at infocurrentaffair360@gmail.com with:

• Description of the copyrighted work
• Location of the infringing material on our Service
• Your contact information
• A statement of good faith belief
• A statement of accuracy under penalty of perjury
• Your physical or electronic signature

15. Governing Law and Dispute Resolution

15.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

15.2 Jurisdiction

Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts located in Lucknow, Uttar Pradesh, India.

15.3 Dispute Resolution

Before filing any legal action, you agree to attempt to resolve disputes informally by contacting us at infocurrentaffair360@gmail.com. We will attempt to resolve the dispute within 30 days.

16. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page with an updated "Last Updated" date. Material changes will be notified through:

• Email notification (if you have an account)
• Prominent notice on our website

Your continued use of the Service after changes constitutes acceptance of the modified Terms. If you do not agree to the changes, you must stop using the Service.

17. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including:

• Breach of these Terms
• Fraudulent or illegal activity
• Requests by law enforcement
• Discontinuation of the Service

Upon termination, your right to use the Service will immediately cease. Sections that by their nature should survive termination (including disclaimers, limitations of liability, and indemnification) will survive.

18. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect. The invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.

19. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CurrentAffairs360 regarding the Service and supersede all prior agreements and understandings.

20. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver must be in writing and signed by us.

21. Assignment

You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign these Terms without restriction.

22. Contact Information

If you have any questions about these Terms of Service, please contact us: